Predict.fun vs XO Market
Same lines, side by side: fee at 50¢, custody, KYC, excluded countries, resolution and volume, from official pages and DefiLlama.
See the 15 differences
| Line | Predict.fun | XO Market |
|---|---|---|
| Type | VenueLists, matches and settles its own markets | VenueLists, matches and settles its own markets |
| Taker fee | Edge2% at 50¢Takers pay 2% × min(p, 1 − p) × shares: 100 contracts at 50¢ cost $1.00, or $0.90 with an invite code. Makers pay nothing. Minimum order 1 USDT. Open positions earn Venus yield, minus a 10% management fee. | 3% at 50¢Takers pay shares × base rate × p × (1 − p). The base rate is 6% on Pulse rounds, so 100 contracts at 50¢ cost $1.50; other markets set their own. Makers pay nothing and receive 35% of the taker fee on eligible markets. Creating a market costs $1 plus a seed order of at least $10. |
| 30-day volume | Edge$380M | $66M |
| New-user perk | Edge10% off trading fees with an invite code | None documented |
| Custody | Smart wallet in your name; Predict never holds the keys | Self-custody smart wallet |
| Identity check (KYC) | Not documentedNo KYC policy is published: you sign up with an email, a Google or X account, or your own wallet, and declare that you are not in an excluded country. | No KYCNo identity check to open an account or trade; contest and referral payouts may require verification. |
| Excluded countries | 13Terms dated 18 November 2025: the US, the UK, France, Ontario, Singapore, Poland, Thailand and Taiwan, plus sanctioned Iran, Syria, Cuba, North Korea, Crimea, Donetsk and Luhansk. Australia and Belgium appear in the terms' capitalised notice but not in their definition of restricted jurisdictions. | 8Its terms exclude the US, the UK, France, Singapore and Ontario, plus Cuba, Iran, North Korea and Syria. No date is shown on the page. |
| Resolution | Optimistic oracleUMA's optimistic oracle settles markets created since March 2026: a bonded proposal, a challenge window, then a UMA token-holder vote if disputed. Recurring up/down crypto markets settle from Chainlink Data Streams. Its technical overview describes a simplified adapter with no bond or dispute, which contradicts the help pages. | AI panel, human appealMODRA, a panel of independent AI agents, drafts the rules and proposes outcomes; when agents disagree or a trader challenges, a court of staked human jurors decides. XO can also void a market. |
| Settles on | BNB Chain | XO rollup (Celestia DA) |
| Collateral | USDT, USDC | USDC |
| Operator | PDF Labs Limited | Not documented |
| Token | No token | No token |
| Where it runs | Web | Web |
| Chains | EdgeEVMBNB Chain | — |
| Documented features | 4 of 10 | Edge6 of 10 |
| Order book | Yes | Yes |
| Anyone can create a market | No | Yes |
| Combos / parlays | Not documented | Yes |
| Maker rebates | Not documented | Yes |
| Yield on collateral | Yes | Not documented |
| Trading API | Yes | Yes |
| Mobile app | Not documented | Not documented |
| Telegram bot | Not documented | Not documented |
| Own token | No | No |
| Points program | Yes | Yes |
Which one should you pick?
Pick Predict.fun if
You trade on BNB Chain and want a low fee at 50¢ with yield on your open positions.
The second-largest on-chain venue after Polymarket on DefiLlama: a central order book on BNB Chain, a taker fee that peaks at 2% at 50¢, and Venus yield on open positions. Its terms name the operator, PDF Labs, under British Virgin Islands law, and exclude the US, the UK and France.
Read the Predict.fun reviewpredict.fun
Pick XO Market if
You want to create your own markets and earn 20% of their lifetime trading fees.
The most open venue in the series: anyone can create a market for $1 plus a $10 seed, and a panel of AI agents resolves it, with staked human jurors on appeal. No company is named behind it, and its taker fee depends on the market: 3% at 50¢ on Pulse rounds.
Read the XO Market reviewxo.market
